Grow it · ETFs

PCI vs BSUB

Compare fees, returns, income and risk for these 2 ASX-listed ETFs side by side.

At a glance

Comparing PCI and BSUB. BSUB has the lower management fee at 0.29% a year and BSUB offers the higher at 4.69%.
Lower fee
BSUB 0.29% p.a.
Higher yield
BSUB 4.69%
Larger fund
BSUB $772m

Side-by-side comparison

Metric PCI
Perpetual Credit Income Trust
BSUB
BetaShares Australian Major Bank Subordinated Debt ETF
Snapshot
Provider
BetaShares
Tracks index
RBA Cash Rate + 3.25%
Solactive Australian Major Bank Subordinated Debt Select Index
Categories
AU
AU
Listed since
2019 (7 yrs)
2022 (4 yrs)
Fund size (AUM)
$772m
Cost & income
Management fee
0.88%
0.29%
Dividend yield
4.69%
Franking
0%
0%
Turnover
45%
15%
Tax drag 1.08% 1.86%
Returns
Tax bracket
1-year return
5.6%
net
3-year return
5-year return
10-year return
Risk
Volatility (3y)
Volatility (5y)
Volatility (10y)
Sharpe ratio (3y)
Sharpe ratio (5y)
Sharpe ratio (10y)
Bid/ask spread

marks the strongest fund in each row. “net” shows the after-tax return at your selected bracket. “—” means we don’t have that data point yet.

Each fund at a glance

PCI Perpetual Credit Income Trust
  • A 0.88% management fee is high and compounds against you over time.
BSUB BetaShares Australian Major Bank Subordinated Debt ETF
  • Low-cost: a 0.29% management fee keeps more of the return in your pocket.
  • Pays a useful 4.69% income yield.
  • Cheaper alternatives exist: OZBD and VACF.

Frequently Asked Questions

What's the difference between PCI vs BSUB?

PCI and BSUB are 2 Australian-listed ETFs we compare side by side. BSUB carries the lower management fee (0.29%). The table above breaks down fees, returns, income and risk for each.

Which has the lower fees - PCI vs BSUB?

BSUB has the lower management fee at 0.29% a year, versus PCI 0.88%.

Which pays the higher dividend yield?

BSUB pays the higher at 4.69%. Remember distributions are taxed each year at your marginal rate.

Which is the larger and most liquid?

BSUB is the larger fund by assets ($772m). Larger funds are typically more liquid and trade on tighter spreads.

Related comparisons

General information only, generated from each fund's published data — not personal financial advice. Past performance is not a reliable indicator of future returns. Consider your own circumstances or seek licensed advice before investing.

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