SFIF vs VAF - Compare ETFs side by side

At a glance

Comparing SFIF and VAF. VAF has the lower management fee at 0.1% a year, SFIF has the higher 10 years return at 5.4% a year, and SFIF offers the higher at 4.36%.

Lower fee

VAF 0.1% p.a.

Higher 10 years return

SFIF 5.4% p.a.

Higher yield

SFIF 4.36%

Lower volatility

SFIF 4.1% (10y)

Larger fund

VAF $3.9bn

Side-by-side comparison

Metric	SFIF Seed Financial Income Fund Active ETF	VAF Vanguard Australian Fixed Interest Index ETF
Snapshot
Provider	—	Vanguard
Tracks index	—	Bloomberg AusBond Composite 0+ Yr Index
Categories	Bonds, AU, Active	AU, Bonds
Listed since	—	2012 (14 yrs)
Fund size (AUM)	$218m	$3.9bn
Cost & income
Management fee	0.7%	0.1%
Dividend yield	4.36%	3.27%
Franking	0%	0%
Turnover	45%	30%
Tax drag	2.48%	1.77%
Returns	Tax bracket - adjusts tax drag & net returns
1-year return	5.1% net	-0.5% net
3-year return	6.4% net	3.5% net
5-year return	5.5% net	-0.1% net
10-year return	5.4% net	1.4% net
Risk
Volatility (3y)	1.4%	3.9%
Volatility (5y)	1.4%	5.4%
Volatility (10y)	4.1%	4.5%
Sharpe ratio (3y)	1.5	—
Sharpe ratio (5y)	1.49	—
Sharpe ratio (10y)	0.76	—
Bid/ask spread	—	—

marks the strongest fund in each row. “net” shows the after-tax return at your selected bracket. “—” means we don’t have that data point yet.

Each fund at a glance

SFIF Seed Financial Income Fund Active ETF

Pays a useful 4.36% income yield.
Low volatility (4.12% over 10 years) for a smoother ride.

Pricier than similar ETFs, which average around 0.45%.

Full SFIF analysis →

VAF Vanguard Australian Fixed Interest Index ETF

Low-cost: a 0.1% management fee keeps more of the return in your pocket.
Low volatility (4.46% over 10 years) for a smoother ride.

Has lagged most peers over 10 years (97th of 110).

Full VAF analysis →

Frequently Asked Questions

What's the difference between SFIF vs VAF?

SFIF and VAF are 2 Australian-listed ETFs we compare side by side. VAF carries the lower management fee (0.1%). Over 10 years, SFIF has delivered the higher total return (5.4% a year). The table above breaks down fees, returns, income and risk for each.

Which has the lower fees - SFIF vs VAF?

VAF has the lower management fee at 0.1% a year, versus SFIF 0.7%.

Which has performed higher - SFIF vs VAF?

Over the past 10 years, SFIF has delivered the higher total return at 5.4% a year. Past performance is not a reliable indicator of future returns.

Which pays the higher dividend yield?

SFIF pays the higher at 4.36%. Remember distributions are taxed each year at your marginal rate.

Which is the larger and most liquid?

VAF is the larger fund by assets ($3.9bn). Larger funds are typically more liquid and trade on tighter spreads.

Related comparisons

SFIF vs IAF SFIF vs OZBD VAF vs IAF VAF vs OZBD VAF vs VGB VAF vs BNDS VAF vs ILB VAF vs VIF

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General information only, generated from each fund's published data — not personal financial advice. Past performance is not a reliable indicator of future returns. Consider your own circumstances or seek licensed advice before investing.