IAF vs SFIF - Compare ETFs side by side

At a glance

Comparing IAF and SFIF. IAF has the lower management fee at 0.1% a year, SFIF has the higher 10 years return at 5.6% a year, and SFIF offers the higher at 5.33%.

Lower fee

IAF 0.1% p.a.

Higher 10 years return

SFIF 5.6% p.a.

Higher yield

SFIF 5.33%

Lower volatility

SFIF 4.1% (10y)

Larger fund

IAF $3.8bn

Side-by-side comparison

Metric	IAF iShares Core Composite Bond ETF	SFIF Seed Financial Income Fund Active ETF
Snapshot
Provider	iShares	—
Tracks index	Bloomberg AusBond Composite 0+ Yr Index	—
Categories	AU, Bonds	Bonds, AU, Active
Listed since	2012 (14 yrs)	—
Fund size (AUM)	$3.8bn	$142m
Cost & income
Management fee	0.1%	0.7%
Dividend yield	3.15%	5.33%
Franking	0%	0%
Turnover	35%	45%
Tax drag	1.85%	2.79%
Returns	Tax bracket - adjusts tax drag & net returns
1-year return	1% net	5.8% net
3-year return	3.6% net	6.5% net
5-year return	-0.2% net	5.5% net
10-year return	1.5% net	5.6% net
Risk
Volatility (3y)	4%	1.4%
Volatility (5y)	5.4%	1.4%
Volatility (10y)	4.5%	4.1%
Sharpe ratio (3y)	—	1.63
Sharpe ratio (5y)	—	1.61
Sharpe ratio (10y)	—	0.8
Bid/ask spread	—	—

marks the strongest fund in each row. “net” shows the after-tax return at your selected bracket. “—” means we don’t have that data point yet.

Each fund at a glance

IAF iShares Core Composite Bond ETF

Low-cost: a 0.1% management fee keeps more of the return in your pocket.
Low volatility (4.45% over 10 years) for a smoother ride.

Has lagged most peers over 10 years (97th of 108).

Full IAF analysis →

SFIF Seed Financial Income Fund Active ETF

Pays a useful 5.33% income yield.
Low volatility (4.12% over 10 years) for a smoother ride.

Pricier than similar ETFs, which average around 0.45%.

Full SFIF analysis →

Frequently Asked Questions

What's the difference between IAF vs SFIF?

IAF and SFIF are 2 Australian-listed ETFs we compare side by side. IAF carries the lower management fee (0.1%). Over 10 years, SFIF has delivered the higher total return (5.6% a year). The table above breaks down fees, returns, income and risk for each.

Which has the lower fees - IAF vs SFIF?

IAF has the lower management fee at 0.1% a year, versus SFIF 0.7%.

Which has performed higher - IAF vs SFIF?

Over the past 10 years, SFIF has delivered the higher total return at 5.6% a year. Past performance is not a reliable indicator of future returns.

Which pays the higher dividend yield?

SFIF pays the higher at 5.33%. Remember distributions are taxed each year at your marginal rate.

Which is the larger and most liquid?

IAF is the larger fund by assets ($3.8bn). Larger funds are typically more liquid and trade on tighter spreads.

Related comparisons

IAF vs VAF IAF vs OZBD IAF vs VGB IAF vs BNDS IAF vs VCF IAF vs VIF IAF vs ILB SFIF vs VAF

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General information only, generated from each fund's published data — not personal financial advice. Past performance is not a reliable indicator of future returns. Consider your own circumstances or seek licensed advice before investing.