BANK vs CRED - Compare ETFs side by side

At a glance

Comparing BANK and CRED. BANK has the lower management fee at 0.25% a year, BANK has the higher 1 year return at 4.2% a year, and CRED offers the higher at 5.23%.

Lower fee

BANK 0.25% p.a.

Higher 1 year return

BANK 4.2% p.a.

Higher yield

CRED 5.23%

Larger fund

CRED $1.9bn

Side-by-side comparison

Metric	BANK Global X Australian Bank Credit ETF	CRED BetaShares Australian Investment Grade Bond ETF
Snapshot
Provider	Global X	BetaShares
Tracks index	—	Solactive Australian Investment Grade Corporate Bond Select TR Index
Categories	Bonds, AU	Bonds, AU
Listed since	—	—
Fund size (AUM)	$189m	$1.9bn
Cost & income
Management fee	0.25%	0.25%
Dividend yield	4.73%	5.23%
Franking	0%	0%
Turnover	20%	30%
Tax drag	1.99%	2.39%
Returns	Tax bracket - adjusts tax drag & net returns
1-year return	4.2% net	1.5% net
3-year return	—	6.5% net
5-year return	—	0.9% net
10-year return	—	—
Risk
Volatility (3y)	—	5.1%
Volatility (5y)	—	7%
Volatility (10y)	—	—
Sharpe ratio (3y)	—	0.48
Sharpe ratio (5y)	—	—
Sharpe ratio (10y)	—	—
Bid/ask spread	—	—

marks the strongest fund in each row. “net” shows the after-tax return at your selected bracket. “—” means we don’t have that data point yet.

Each fund at a glance

BANK Global X Australian Bank Credit ETF

Low-cost: a 0.25% management fee keeps more of the return in your pocket.
Pays a useful 4.73% income yield.

Cheaper alternatives exist: ICOR and VACF.

Full BANK analysis →

CRED BetaShares Australian Investment Grade Bond ETF

Low-cost: a 0.25% management fee keeps more of the return in your pocket.
Pays a useful 5.23% income yield.

Has lagged most peers over 5 years (158th of 188).

Full CRED analysis →

Frequently Asked Questions

What's the difference between BANK vs CRED?

BANK and CRED are 2 Australian-listed ETFs we compare side by side. BANK carries the lower management fee (0.25%). Over 1 year, BANK has delivered the higher total return (4.2% a year). The table above breaks down fees, returns, income and risk for each.

Which has the lower fees - BANK vs CRED?

BANK has the lower management fee at 0.25% a year, versus CRED 0.25%.

Which has performed higher - BANK vs CRED?

Over the past 1 year, BANK has delivered the higher total return at 4.2% a year. Past performance is not a reliable indicator of future returns.

Which pays the higher dividend yield?

CRED pays the higher at 5.23%. Remember distributions are taxed each year at your marginal rate.

Which is the larger and most liquid?

CRED is the larger fund by assets ($1.9bn). Larger funds are typically more liquid and trade on tighter spreads.

Related comparisons

BANK vs VACF BANK vs PLUS BANK vs ICOR CRED vs IAF CRED vs VAF CRED vs OZBD CRED vs HCRD CRED vs PLUS

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General information only, generated from each fund's published data — not personal financial advice. Past performance is not a reliable indicator of future returns. Consider your own circumstances or seek licensed advice before investing.