CRED vs PLUS - Compare ETFs side by side

At a glance

Comparing CRED and PLUS. CRED has the lower management fee at 0.25% a year, PLUS has the higher 5 years return at 1.3% a year, and CRED offers the higher at 5.23%.

Lower fee

CRED 0.25% p.a.

Higher 5 years return

PLUS 1.3% p.a.

Higher yield

CRED 5.23%

Higher risk-adjusted

CRED Sharpe 0.48 (3y)

Lower volatility

PLUS 5.1% (5y)

Larger fund

CRED $1.9bn

Side-by-side comparison

Metric	CRED BetaShares Australian Investment Grade Bond ETF	PLUS VanEck Australian Corporate Bond Plus ETF
Snapshot
Provider	BetaShares	VanEck
Tracks index	Solactive Australian Investment Grade Corporate Bond Select TR Index	—
Categories	Bonds, AU	Bonds, AU
Listed since	—	—
Fund size (AUM)	$1.9bn	$357m
Cost & income
Management fee	0.25%	0.32%
Dividend yield	5.23%	4.38%
Franking	0%	0%
Turnover	30%	40%
Tax drag	2.39%	2.36%
Returns	Tax bracket - adjusts tax drag & net returns
1-year return	1.5% net	2% net
3-year return	6.5% net	5.7% net
5-year return	0.9% net	1.3% net
10-year return	—	—
Risk
Volatility (3y)	5.1%	3.5%
Volatility (5y)	7%	5.1%
Volatility (10y)	—	—
Sharpe ratio (3y)	0.48	0.44
Sharpe ratio (5y)	—	—
Sharpe ratio (10y)	—	—
Bid/ask spread	—	—

marks the strongest fund in each row. “net” shows the after-tax return at your selected bracket. “—” means we don’t have that data point yet.

Each fund at a glance

CRED BetaShares Australian Investment Grade Bond ETF

Low-cost: a 0.25% management fee keeps more of the return in your pocket.
Pays a useful 5.23% income yield.

Has lagged most peers over 5 years (158th of 188).

Full CRED analysis →

PLUS VanEck Australian Corporate Bond Plus ETF

Low-cost: a 0.32% management fee keeps more of the return in your pocket.
Pays a useful 4.38% income yield.

Has lagged most peers over 5 years (155th of 188).

Full PLUS analysis →

Frequently Asked Questions

What's the difference between CRED vs PLUS?

CRED and PLUS are 2 Australian-listed ETFs we compare side by side. CRED carries the lower management fee (0.25%). Over 5 years, PLUS has delivered the higher total return (1.3% a year). The table above breaks down fees, returns, income and risk for each.

Which has the lower fees - CRED vs PLUS?

CRED has the lower management fee at 0.25% a year, versus PLUS 0.32%.

Which has performed higher - CRED vs PLUS?

Over the past 5 years, PLUS has delivered the higher total return at 1.3% a year. Past performance is not a reliable indicator of future returns.

Which pays the higher dividend yield?

CRED pays the higher at 5.23%. Remember distributions are taxed each year at your marginal rate.

Which is the larger and most liquid?

CRED is the larger fund by assets ($1.9bn). Larger funds are typically more liquid and trade on tighter spreads.

Related comparisons

CRED vs IAF CRED vs VAF CRED vs OZBD CRED vs HCRD CRED vs BANK CRED vs ECRD PLUS vs VACF PLUS vs ICOR

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General information only, generated from each fund's published data — not personal financial advice. Past performance is not a reliable indicator of future returns. Consider your own circumstances or seek licensed advice before investing.