Grow it · ETFs

VCF vs VIF vs VACF vs OZBD

Compare fees, returns, income and risk for these 4 ASX-listed ETFs side by side.

At a glance

Comparing VCF, VIF, VACF, and OZBD. OZBD has the lowest management fee at 0.19% a year, VACF has the highest 10 years return at 2.8% a year, and VCF offers the highest at 9.9%.
Lowest fee
OZBD 0.19% p.a.
Highest 10 years return
VACF 2.8% p.a.
Highest yield
VCF 9.9%
Highest risk-adjusted
VACF Sharpe 0.36 (3y)
Lowest volatility
VACF 3.1% (10y)
Largest fund
OZBD $1.4bn

Side-by-side comparison

Metric VCF
Vanguard International Credit Securities Index (Hedged) ETF
VIF
Vanguard International Fixed Interest Index (Hedged) ETF
VACF
Vanguard Australian Corporate Fixed Interest Index ETF
OZBD
BetaShares Australian Composite Bond ETF
Snapshot
Provider
Vanguard
Vanguard
Vanguard
BetaShares
Tracks index
Bloomberg Global Aggregate Credit Float Adjusted Index (AUD Hedged)
Bloomberg Global Aggregate ex AUD Float Adjusted Index (AUD Hedged)
Bloomberg AusBond Credit 0+ Yr Index
Solactive Australian Composite Bond Select Index
Categories
Intl, Market-Cap
Intl, Market-Cap
AU, Bonds
AU, Bonds
Listed since
2017 (9 yrs)
2015 (11 yrs)
2017 (9 yrs)
2022 (4 yrs)
Fund size (AUM)
$173m
$882m
$719m
$1.4bn
Cost & income
Management fee
0.3%
0.2%
0.2%
0.19%
Dividend yield
9.9%
9.13%
3.91%
4.23%
Franking
0%
0%
0%
0%
Turnover
20%
20%
30%
25%
Tax drag 3.65% 3.4% 1.97% 1.95%
Returns
Tax bracket
1-year return
2.5%
net
0.7%
net
2.3%
net
1.1%
net
3-year return
4%
net
2%
net
5.1%
net
4.3%
net
5-year return
-0.7%
net
-1.5%
net
1.7%
net
10-year return
1.4%
net
0.4%
net
2.8%
net
Risk
Volatility (3y)
4.6%
4.1%
2.6%
4.8%
Volatility (5y)
6%
4.8%
3.8%
Volatility (10y)
5.2%
4%
3.1%
Sharpe ratio (3y)
0.1
0.36
0.14
Sharpe ratio (5y)
Sharpe ratio (10y)
0.22
Bid/ask spread

marks the strongest fund in each row. “net” shows the after-tax return at your selected bracket. “—” means we don’t have that data point yet.

Each fund at a glance

VCF Vanguard International Credit Securities Index (Hedged) ETF
  • Low-cost: a 0.3% management fee keeps more of the return in your pocket.
  • High 9.9% income yield — good for investors who want regular cash flow.
  • Has lagged most peers over 10 years (99th of 108).
VIF Vanguard International Fixed Interest Index (Hedged) ETF
  • Low-cost: a 0.2% management fee keeps more of the return in your pocket.
  • High 9.13% income yield — good for investors who want regular cash flow.
  • Has lagged most peers over 10 years (106th of 108).
VACF Vanguard Australian Corporate Fixed Interest Index ETF
  • Low-cost: a 0.2% management fee keeps more of the return in your pocket.
  • Pays a useful 3.91% income yield.
  • Has lagged most peers over 10 years (87th of 108).
OZBD BetaShares Australian Composite Bond ETF
  • Low-cost: a 0.19% management fee keeps more of the return in your pocket.
  • Pays a useful 4.23% income yield.
  • Has lagged most peers over 3 years (185th of 226).

Frequently Asked Questions

What's the difference between VCF vs VIF vs VACF vs OZBD?

VCF, VIF, VACF, and OZBD are 4 Australian-listed ETFs we compare side by side. OZBD carries the lowest management fee (0.19%). Over 10 years, VACF has delivered the highest total return (2.8% a year). The table above breaks down fees, returns, income and risk for each.

Which has the lowest fees - VCF vs VIF vs VACF vs OZBD?

OZBD has the lowest management fee at 0.19% a year, versus VCF 0.3%, VIF 0.2%, and VACF 0.2%.

Which has performed highest - VCF vs VIF vs VACF vs OZBD?

Over the past 10 years, VACF has delivered the highest total return at 2.8% a year. Past performance is not a reliable indicator of future returns.

Which pays the highest dividend yield?

VCF pays the highest at 9.9%. Remember distributions are taxed each year at your marginal rate.

Which is the largest and most liquid?

OZBD is the largest fund by assets ($1.4bn). Larger funds are typically more liquid and trade on tighter spreads.

Related comparisons

General information only, generated from each fund's published data — not personal financial advice. Past performance is not a reliable indicator of future returns. Consider your own circumstances or seek licensed advice before investing.

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